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Different mutual funds invest in a variety of asset classes, each mutual fund has a different risk-o-meter, ideal time horizon differs for each product. Read scheme related information before investing.

SIP is not a different product, it’s a method of systematically investing in mutual funds. Equity MF are most preferred for SIP investing, ideal time horizon differs from scheme to scheme, however it cannot be called ‘no risk investing’

Liquid funds can be invested for a minimum of seven days , while overnight funds can be invested for even one day. However the objective of investing in these funds is different and it’s certainly not wealth creation.

Ideally once you start earning you should immediately buy as term plan premiums are very low at younger age.

Corporate insurance facility can change if your organisation decides so or you may change the job where corporate insurance is not provided. Taking health insurance at later stage in life can be very uncertain.

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