Non-Convertible Debentures (NCDs) are fixed-income instruments issued by companies and NBFCs to raise funds. They offer a fixed coupon rate, with interest paid monthly, quarterly or annually. NCDs are rated by agencies such as CRISIL, ICRA and CARE, and many are listed on NSE and BSE, so you can exit before maturity.

We help you invest in secured NCDs through public issues and the secondary market, with a careful look at credit rating, issuer strength, yield and tenure to build a steady income portfolio.